Saving for a down payment in today’s economy isn’t easy. Every time you turn around, prices are going up — homes, energy, groceries, gasoline — you name it, it costs more. Ask for advice and you’ll likely hear the words…
Weighing your mortgage options? Before making any big decisions, make sure you’re not comparing apples to oranges. Mortgage rates can be expressed as two different percentages: a nominal interest rate or an annual percentage rate (APR). And while the numbers…
People used to think of landscaping as little more than a well-manicured lawn with a few decorative flowers. It was mostly about curb appeal and beauty rather than practicality. Today, on the other hand, landscaping has become more personal and…
Few things derail a real estate transaction faster than an unexpected property lien. A lien is a legal claim against a property that serves as collateral for unpaid debt. If the debt isn’t settled, the property can be seized to…
New year’s resolutions usually focus on personal habits like eating better, exercising more and reducing stress. But for homeowners, a few smart financial and maintenance habits can pay off in a very real way too. Small, consistent decisions around your…
Spring and summer are usually the most popular times of year for homebuying. The days are longer, the weather’s warmer and many families hope to move before the next school year begins. But that popularity also means more competition. With…
An earnest deposit can give you an edge in a competitive market. Unlike a down payment, which goes toward your loan, an earnest deposit shows the seller you’re serious about buying their home. It’s a sign of good faith that…
Thinking about a kitchen makeover? Before you start picking finishes, it helps to know which design trends are fading fast. A kitchen should feel fresh for years, not dated within months. By steering clear of these soon-to-be-past styles, you can…
Thinking about moving can feel daunting in today’s housing market. Trading in your current mortgage rate — especially if it’s much lower than today’s — may give you pause. But a higher rate doesn’t always mean it’s the wrong decision…
Fall is the perfect season for home maintenance. Cooler temperatures make it easier to get outdoors and handle DIY tasks, and there’s still plenty of time left to schedule professional services before the winter rush. The trickiest part is figuring…
