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A Sacramento FHA home loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing. Save money with an easy and fast FHA loan, qualifying is simple!

Sacramento FHA Home Loan

How A Sacramento FHA Home Loan Works – Payments

  • Pay your mortgage at any time without pre-payment penalties
  • 30-, 25-, 20- and 15-year terms are all available with fixed rates
  • 5-year adjustable-rate mortgage available


Program highlights

  • Credit scores as low as 500 may qualify
  • Refinance up to 97.75% of your primary home’s value
  • Buy a home with as little as 3.5% down (primary residence)
  • More lenient underwriting than conventional loans
  • Debt to income ratios over 50% are allowed
  • Derogatory credit waiting times:
    • Foreclosure: 3 years
    • Short sale/ Deed in lieu: 3 years
    • Chapter 7 Bankruptcy: 2 years
    • Chapter 13 Bankruptcy: 1 year of the payment period has elapsed

Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!


Working with Green Haven Capital Inc.

  • We put YOU first.
  • Green Haven Capital Inc. offers some of the most competitive rates and lowest fees in the Nation!
  • Fast and efficient, we can close in 15 days or less.
  • We offer a variety of loans. Green Haven Capital Inc. will find you the loan that is right for you!!!

**Green Haven Capital Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.

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