Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan. A Sacramento VA Loan can offer flexible options as either fixed-rate or ARM mortgages. You may qualify for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!
Sacramento VA Home Loan – Highlights
- 30-, 20- & 15-year fixed-rate and 5-year ARM loans available
- Jumbo VA loans available
- Refinance up to 100% of your primary home’s value
- VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans
- Buy a home with no money down (primary home)
- No monthly PMI (Private Mortgage Insurance)
- VA loans are governed by the U.S. Department of Veterans Affairs
- Credit scores as low as 500 may qualify
- More lenient underwriting than conventional loans
- Debt to income ratios over 50% are allowed
- a VA funding fee may apply
- Derogatory credit waiting times:
- Foreclosure: 2 years
- Short sale/ Deed in lieu: 2 years
- Chapter 7 Bankruptcy: 2 years
- Chapter 13 Bankruptcy: 1 year of the payment period has elapsed
How A Sacramento VA Home Loan Works
- Fixed rate monthly payments are based on interest rate, principal loan amount and amortized interest over 15, 20 or 30 years. Your payment will not change throughout the life of the loan
- ARM interest rates are fixed for a period of 5 years. After the fixed rate period, your interest rate can adjust up or down depending on the market
- Pay your mortgage at any time without pre-payment penalties
Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
Working with Green Haven Capital Inc.
- We put YOU first.
- Green Haven Capital Inc. offers some of the most competitive rates and lowest fees in the Nation!
- Fast and efficient, we can close in 15 days or less.
- We offer a variety of loans. Green Haven Capital Inc. will find you the loan that is right for you!!!
**Green Haven Capital Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.