New year’s resolutions usually focus on personal habits like eating better, exercising more and reducing stress. But for homeowners, a few smart financial and maintenance habits can pay off in a very real way too. Small, consistent decisions around your…
Spring and summer are usually the most popular times of year for homebuying. The days are longer, the weather’s warmer and many families hope to move before the next school year begins. But that popularity also means more competition. With…
An earnest deposit can give you an edge in a competitive market. Unlike a down payment, which goes toward your loan, an earnest deposit shows the seller you’re serious about buying their home. It’s a sign of good faith that…
Thinking about a kitchen makeover? Before you start picking finishes, it helps to know which design trends are fading fast. A kitchen should feel fresh for years, not dated within months. By steering clear of these soon-to-be-past styles, you can…
Thinking about moving can feel daunting in today’s housing market. Trading in your current mortgage rate — especially if it’s much lower than today’s — may give you pause. But a higher rate doesn’t always mean it’s the wrong decision…
Fall is the perfect season for home maintenance. Cooler temperatures make it easier to get outdoors and handle DIY tasks, and there’s still plenty of time left to schedule professional services before the winter rush. The trickiest part is figuring…
Getting ready to sell often starts with cleaning and staging. But what about major updates? While a remodel can make your home stand out, it can also delay your sale and cut into profits. Is it worth the effort? Let’s…
Buying a new home isn’t a step to take lightly. From the upfront costs to the uncertainty of what lies ahead, there’s a lot to consider. But while stress and anxiety are only natural, these initial trepidations can be quickly…
Just bought a new home? If so, it’s the perfect time to check whether your property tax assessment is accurate. If your home is overvalued, you could end up overpaying on your property taxes — and filing an appeal can…
Fixed-rate mortgages are the most common home loan type — and for good reason. They offer consistency with a locked-in rate and monthly payment for the life of the loan. But fixed isn’t the only option available. An adjustable-rate mortgage,…
