4 Signs That It’s Time For a New Roof
Repairing or replacing your roof can be a big investment. As a homeowner, it’s natural to want to wait until the time is right to get the most out of your roof’s lifespan. As a buyer, knowing if a home…
Can I Afford a Sacramento Mortgage?
If you’re getting ready to start house shopping, you’ve probably taken a good look at your budget and wondered how much house you can afford. Maybe you’re asking yourself if you can afford a Sacramento mortgage at all! There are…
Can I Use a USDA Loan to Buy a Sacramento House?
Did you know that the United States Department of Agriculture, USDA, has a home loan program? The USDA Loan is an option that is backed by the USDA and offers buyers the chance to purchase property in certain areas without…
How Does a Sacramento Mortgage Work Anyway?
If you plan to purchase a home around Sacramento, you have probably started to research the best mortgage options to make the most of your money. When looking at your home purchase, you have to consider both the actual cost…
Does an FHA Loan Require PMI?
If you have been shopping around for different mortgage options around Sacramento, you’ve likely come across the FHA Loan. This mortgage is administered by the Federal Housing Administration. It allows home buyers to purchase a home with a low down…
When You Should (Not) Refinance
Refinancing is common practice for homeowners, and it’s often a smart financial move. It can lower your payment, reduce your interest rate and more. But when it’s not the right time to refinance, it can be an unnecessary effort or…
What Is Required for a Conventional Mortgage in Sacramento?
When buying a Colorado Springs home, most people use a conventional mortgage. This requires the home buyer to put down some amount of money, called a down payment, on the purchase. This is represented as a percentage of the overall…
What to Know About Property Liens
For both homebuyers and homeowners, understanding how property liens work is important. In fact, they could impact your ability to buy a specific house or make a home cost more. Fortunately, finding out if a property has a lien against…
The Unsung Home Hero, The Attic
Living spaces get a lot of love from homeowners and renters. Updates like new paint, light fixtures, and family photos make the rooms feel like home. But there’s another part of your home that, while not the star of the…
Living Your Best Outdoor Life in the Winter
Cold weather may send many of us running inside to enjoy a steaming mug of hot cocoa, but enjoying the outdoor life in the winter can be a lot of fun! Whether you are spending time in your own Sacramento…
