As life evolves, so do our household needs. From new family members to an empty nest, change is inevitable. But when change comes knocking, should you renovate your current home or uproot and relocate to a bigger, better house? Let's…
When it comes to purchasing a Sacramento home or refinancing your existing mortgage, understanding mortgage rates and trends is essential for making informed financial decisions. As a mortgage professional, I’m here to shed light on this crucial aspect of the…
Are you ready to take the exciting leap into homeownership around Sacramento ? As a mortgage professional with years of experience in the real estate market, I understand that purchasing your first home can seem overwhelming. However, with the right…
If you are moving due to a new job, relocating cities, needing a larger or smaller home, or any other reason, it can be tricky to time things just right. Should you keep your current home while you move or…
Summer is a season synonymous with clear skies, free time and fun outdoor activities. But you know what is also great about summer? It can be an ideal time to perform a number of vital home maintenance tasks. Rather than…
Generally, a credit score of 620 or higher will get the best terms for a mortgage. A higher credit score can make the underwriting and approval process faster and easier, as well as get a better interest rate. A higher…
The exact time that it takes to buy a Sacramento home (from the home search process to turning the key and walking into your new home) can vary. Generally, it’s best to estimate 2-3 months for the home search process…
If you’ve been dreaming of owning your own Sacramento home, you may be ready to start looking for something with a dreamy master bedroom, plenty of outdoor entertaining space, and a killer setup for streaming Monday Night Football. But there…
An assumable mortgage can be an attractive and lesser-known alternative mortgage option for homebuyers. They offer a unique opportunity for buyers to take over the existing mortgage terms from the seller, potentially saving them time and money. But how do…
If you’re getting ready to start your housing search around Sacramento, there are a few documents (such as a prequalification letter) that can be helpful to have on hand. These can make the offer process much faster and smoother, especially…
