Loan Programs

loan programs

We are proud to offer a wide variety of loan products that include:

Conforming Products

  •     Fannie Mae Fixed Rate
  •     Freddie Mac Fixed Rate
  •     Freddie Mac A-Minus Program
  •     Freddie Mac Alt 95
  •     Fannie Mae MyCommunityMortgage
  •     Fannie Mae Expanded Approval Program
  •     Fannie Mae Interest Only
  •     Agency 3/1, 5/1, 7/1 & 10/1 LIBOR ARMs
  •     Fannie Mae High Balance
  •     Freddie Mac Super Conforming
  •     Fannie Mae HomePath
  •     Fannie Mae Multiple Property Program
  •     Fannie Mae DU Refi Plus
  •     Fannie Mae DU Refi Plus II
  •     Freddie Mac Relief Refinance II
  •     Freddie Mac Relief Open Access II

Non-Conforming Products

  •     Jumbo ARM up to $5 Million
  •     Jumbo Fixed up to $3 million

Renovation Products

  •     Fannie Mae HomePath Renovation

Government Products

  •     FHA Streamline Refinance
  •     FHA Fixed-Rate and Adjustable-Rate Mortgage
  •     FHA 203(h) – Disaster Victims Mortgage
  •     FHA 203(k) – Finance up to $35,000 for home improvements
  •     FHA EEM – Add up to 5% of the appraised value for energy efficient upgrades
  •     FHA $100 HUD Repo
  •     VA Fixed-Rate & Adjustable-Rate Mortgages
  •     VA Interest Rate Reduction Refinance Loan (IRRRL)

Downpayment Assistance Programs

  •     California Homebuyer’s Downpayment Assistance Program (CHDAP)
  •     San Francisco Mayor’s office of Housing Downpayment Assistance Loan Program
  •     Below Market Rate (BMR) inclusionary housing program