Loan Programs

loan programs

We are proud to offer a wide variety of loan products that include:

Conforming Products

  • Fannie Mae Fixed Rate
  • Fannie Mae Fixed Rate
  • Freddie Mac Fixed Rate
  • Freddie Mac A-Minus Program
  • Fannie Mae HomeReady
  • Freddie Mac HomePossible & HomePossible Advantage
  • Agency 3/1, 5/1, 7/1 & 10/1 LIBOR ARMs
  • Fannie Mae High Balance
  • Freddie Mac Super Conforming
  • Fannie Mae Multiple Property Program
  • Fannie Mae DU Refi Plus
  • Fannie Mae DU Refi Plus II
  • Freddie Mac Relief Refinance II
  • Freddie Mac Relief Open Access II

Non-Conforming Products

  • Jumbo ARM up to $5 Million
  • Jumbo Fixed up to $3 million
  • Doctor Loans

Renovation Products

  • Fannie Mae HomePath Renovation
  • One Close Construction (also for new construction)

Government Products

  • FHA Streamline Refinance
  • FHA Fixed-Rate and Adjustable-Rate Mortgage
  • FHA 203(h) – Disaster Victims Mortgage
  • FHA 203(k) – Finance up to $35,000 for home improvements
  • FHA EEM – Add up to 5% of the appraised value for energy efficient upgrades
  • FHA $100 HUD Repo
  • VA Fixed-Rate & Adjustable-Rate Mortgages
  • VA Interest Rate Reduction Refinance Loan (IRRRL)

Down payment Assistance Programs

  • California Homebuyer’s Downpayment Assistance Program (CHDAP)
  • GSFA Platinum Down Payment Assistance Program